Help scale one of the fastest-growing credit card platforms in fintech. Tilt is hiring a senior-level backend engineer to lead architecture and innovation across card payments and spend systems.
About Tilt
Tilt (formerly Empower) is on a mission to reshape credit by backing people based on real potential—not outdated scores. Our mobile-first platform and AI-driven underwriting unlock access to financial tools for millions. Named one of the next billion-dollar startups, Tilt is remote-first and values smart, scrappy builders ready to make an impact.
Schedule
- Full-time
- Remote (US-based)
- Travel required for 2 company offsites per year
What You’ll Do
- Lead backend development across the Card team, driving architecture for spend and payment domains
- Own complex systems that power payments, rewards, card utilization, and loss mitigation
- Enhance AI-driven payment scheduling and forecast models
- Scale infrastructure to support rapid customer and transaction growth
- Collaborate across engineering, product, risk, and ops to ship high-impact features
- Mentor peers and uplift engineering standards across the team
- Stay on the cutting edge of .NET and AI-assisted development tools
What You Need
- 7+ years of .NET (C#) backend API development experience
- Proven experience building resilient financial systems with state machine logic
- Deep knowledge of distributed systems, queues, and transaction-heavy apps
- Strong product mindset: able to balance speed and scalability
- Experience scaling consumer-facing products in fintech or similar industries
- Ability to mentor others and elevate technical excellence
- Comfortable making informed decisions with evolving data
- Proficient with AI-enhanced tools like Cursor, Augment, or Factory
Benefits
- Estimated base salary: $182K–$239K + equity
- Work-from-home office reimbursement
- Flexible global-standard health plans and wellness subsidies
- Direct collaboration with product, engineering, and company leadership
- Paid global onsites twice per year (previous: Vail, San Diego, Mexico City)
- Growth driven by impact—not tenure
Lead the systems that help millions unlock credit, stability, and financial dignity.
Be part of the team building what comes after the credit score.
Happy Hunting,
~Two Chicks…