Build fintech that actually helps people breathe again. This role is for a senior backend engineer who can own big projects end to end in a modern, event-driven architecture, while mentoring others and keeping systems reliable at scale.
About Splash Financial
Splash Financial is a remote-first fintech founded in 2013 to help people become “more powerful than their debt.” They started with student loan refinancing and expanded into other debt products (like credit card refinancing), refinancing $6B+ through partner banks and credit unions. They’ve raised $135M+ and still operate with a startup pace and values-forward culture.
Schedule
- Remote-first
- Must be based in the US or Canada
- On-call rotation required (for system reliability)
What You’ll Do
- Own project outcomes end to end: concept, architecture, build, test, deploy
- Build and scale APIs that power core products
- Improve architecture, performance, and team efficiency proactively
- Write clean, well-tested code and contribute to CI/CD pipelines
- Collaborate with engineering, product, and design to ship impactful solutions
- Mentor teammates and raise the technical bar
- Participate in on-call and help ensure system reliability
- Stay active in a remote culture built on clear communication and accountability
What You Need
- 7+ years backend engineering experience
- Strong proficiency in Clojure, Java, or Kotlin (functional language mindset preferred)
- Expertise with large-scale distributed systems
- Experience designing service-oriented, event-driven systems and scalable APIs
- Hands-on AWS experience, plus Kubernetes, serverless architectures, and CI/CD pipelines
- Strong PostgreSQL (or similar relational DB) experience
- Comfortable making data-driven decisions in ambiguity
- Strong feedback skills with candor and empathy
- Ownership mindset, high standards, team-first approach
- Genuine alignment with Splash’s mission and values
Benefits
- Fully remote work freedom
- Competitive salary + possible equity
- Flexible PTO + 9 company holidays
- Comprehensive insurance benefits
- Paid parental leave (both caregivers)
- Company-provided equipment
- 401(k)
- Quarterly meet-ups (in-person + virtual)
- Company swag
Pay
- $130,000–$190,000 salary range (based on location, experience, skill)
- May be eligible for equity
Real talk: they’re explicitly asking “Why are you interested in Splash? (Please do not use AI for this question).” That doesn’t mean you can’t prep. It means you can’t paste a generic AI paragraph. If you want, drop 5 bullet points about your actual story (why fintech, why debt mission, why their stack, what you’ve shipped), and I’ll help you shape it into something that still sounds 100% like you.
Happy Hunting,
~Two Chicks…