Build the backbone of a high-scale, ML-powered credit platform—ship services that expand a Line of Credit product used nationwide, and do it on a remote-first team that actually ships.


About Tilt (formerly Empower)
Tilt is rebuilding consumer credit with mobile-first products and machine-learning models that look beyond traditional scores, using 250+ real-time financial signals. The Thrive platform is a core revenue driver, and this role shapes its next chapter—speed, security, and scale.


Schedule

  • Full-time, remote (US)
  • Team: Engineering → Line of Credit (Thrive)
  • Travel: Company offsites ~2x/year

What You’ll Do

  • Architect, build, and enhance backend services for the Thrive Line of Credit and future products
  • Evolve the platform to support multiple financial products and instruments
  • Strengthen fraud detection and prevention systems end to end
  • Ship customer features and internal tools with reliability, performance, and scale in mind
  • Collaborate with Product, Credit/Finance, Compliance, Support, and Analytics
  • Lead technical discussions, code reviews, and roadmap planning
  • Raise the bar on code quality, security hardening, and operational excellence

What You Need

  • Strong software engineering fundamentals and production-grade coding skills
  • Experience with distributed systems or data-intensive backends
  • Fluency in cloud-native architectures and modern backend frameworks
  • Track record shipping consumer-facing features at scale
  • Ability to translate product requirements into robust technical designs
  • Clear communication and cross-functional collaboration chops
  • Comfortable leveraging AI dev tools (e.g., Cursor, Augment, Factory) to boost delivery

Benefits

  • Estimated base: $120K–$195K + equity
  • Remote-first with WFH setup reimbursement
  • Flexible health plans with substantial subsidies
  • Direct visibility to leadership; growth tied to impact, not timelines
  • Paid global offsites; supportive, no-ego culture

Hiring is active—senior seats go fast.

Build systems that unlock fair credit at scale.

Happy Hunting,
~Two Chicks…

APPLY HERE