by Terrance Ellis | Dec 30, 2025 | Uncategorized
Build fintech that actually helps people breathe again. This role is for a senior backend engineer who can own big projects end to end in a modern, event-driven architecture, while mentoring others and keeping systems reliable at scale.
About Splash Financial
Splash Financial is a remote-first fintech founded in 2013 to help people become “more powerful than their debt.” They started with student loan refinancing and expanded into other debt products (like credit card refinancing), refinancing $6B+ through partner banks and credit unions. They’ve raised $135M+ and still operate with a startup pace and values-forward culture.
Schedule
- Remote-first
- Must be based in the US or Canada
- On-call rotation required (for system reliability)
What You’ll Do
- Own project outcomes end to end: concept, architecture, build, test, deploy
- Build and scale APIs that power core products
- Improve architecture, performance, and team efficiency proactively
- Write clean, well-tested code and contribute to CI/CD pipelines
- Collaborate with engineering, product, and design to ship impactful solutions
- Mentor teammates and raise the technical bar
- Participate in on-call and help ensure system reliability
- Stay active in a remote culture built on clear communication and accountability
What You Need
- 7+ years backend engineering experience
- Strong proficiency in Clojure, Java, or Kotlin (functional language mindset preferred)
- Expertise with large-scale distributed systems
- Experience designing service-oriented, event-driven systems and scalable APIs
- Hands-on AWS experience, plus Kubernetes, serverless architectures, and CI/CD pipelines
- Strong PostgreSQL (or similar relational DB) experience
- Comfortable making data-driven decisions in ambiguity
- Strong feedback skills with candor and empathy
- Ownership mindset, high standards, team-first approach
- Genuine alignment with Splash’s mission and values
Benefits
- Fully remote work freedom
- Competitive salary + possible equity
- Flexible PTO + 9 company holidays
- Comprehensive insurance benefits
- Paid parental leave (both caregivers)
- Company-provided equipment
- 401(k)
- Quarterly meet-ups (in-person + virtual)
- Company swag
Pay
- $130,000–$190,000 salary range (based on location, experience, skill)
- May be eligible for equity
Real talk: they’re explicitly asking “Why are you interested in Splash? (Please do not use AI for this question).” That doesn’t mean you can’t prep. It means you can’t paste a generic AI paragraph. If you want, drop 5 bullet points about your actual story (why fintech, why debt mission, why their stack, what you’ve shipped), and I’ll help you shape it into something that still sounds 100% like you.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 30, 2025 | Uncategorized
If you like digging into the details, spotting risk before it becomes a headline, and helping teams tighten up how they operate, this role gives you real influence without the fluff.
About Cardinal Financial
Cardinal Financial is a nationwide direct mortgage lender focused on creating solutions that deliver a standout borrower and partner experience. Powered by its proprietary technology, Octane, the company blends innovation with accountability and a culture that pushes beyond “good enough.”
Schedule
- Remote (U.S.)
- Fast-paced environment with multiple, overlapping deadlines
- Cross-functional work with leadership and key stakeholders across the business
What You’ll Do
- Assess risk across the organization and support development of the annual, risk-based internal audit plan
- Perform follow-ups on outstanding audit findings and track progress toward resolution
- Execute audit procedures including issue identification, criteria development, evidence review, and process documentation
- Conduct interviews, review documentation, and create summary memos and workpapers that support findings and conclusions
- Develop and document audit findings and practical recommendations to improve processes and controls
- Address client questions directly and help resolve issues during engagements
- Communicate audit and consulting results through written reports and oral presentations to management
- Flag timeline impacts early and proactively communicate changes that affect audit plan delivery
- Represent internal audit on project teams and in meetings with management and executive leadership
- Pursue ongoing professional development and share learnings with the team
- Handle other audit-related duties as assigned by internal audit leadership
What You Need
- Bachelor’s degree (Business, Finance, or Accounting preferred)
- 2+ years of full-time experience in internal audit, external audit, compliance, or risk-related roles
- CPA, CIA, CISA, CFE, or CMA obtained or actively in progress
- Strong ability to juggle multiple assignments and deadlines in a changing environment
- Excellent written, verbal, and interpersonal communication skills
- Proficiency in Microsoft Office (especially Excel) and Google Workspace
- Working knowledge of IIA Standards and Code of Ethics
- Understanding of risk management, control frameworks, and control techniques
- Professionalism, integrity, and strong relationship-building skills in team settings
- Mortgage industry or financial services regulation experience (highly preferred)
- Data analysis skills (a plus)
Benefits
- Full benefits starting the first day of the month following your start date (Medical, Dental, Vision, Life, Disability, and more)
- Generous PTO plus major holidays
- 401(k) with 50% match beginning the first of the month after 30 days of employment
- Base salary range: $59,000–$83,000 (based on experience, skillset, education, training, and internal equity)
If you’re the type who can balance independence with collaboration and turn audit work into real operational improvements, this is a strong lane.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 30, 2025 | Uncategorized
Support is the heartbeat of the borrower experience, and this role is built for someone who can own tickets, solve problems fast, and keep loans moving without dropping the ball.
About Cardinal Financial
Cardinal Financial is a nationwide direct mortgage lender focused on delivering a top-tier borrower and partner experience, powered by its proprietary loan origination technology, Octane. The company leans into innovation, accountability, and people who push beyond “good enough.”
Schedule
- Remote (U.S.) with availability aligned to PST/MST
- SLA-driven environment with daily follow-ups and high ticket volume
- Cross-functional collaboration with internal teams and external customers
What You’ll Do
- Provide support via email and chat, answering common customer questions clearly and quickly
- Own support tickets end-to-end and resolve issues within outlined SLAs and quality standards
- Troubleshoot system, process, and experience issues for internal and external customers
- Assist with borrower access and workflow support including password resets, eSigning, dashboard access, intent to proceed, and appraisal payment
- Review and explain borrower documents like Loan Estimates, Closing Disclosures, and Change Summary updates
- Handle internal requests such as appraisal disputes, rapid re-scores, running GUS, and other support ticket workflows
- Contact customers by phone when issues require more nuanced instruction and document incidents in task management tools (e.g., Asana)
- Escalate unresolved issues to the appropriate internal teams following standard procedures
- Diagnose issues related to account setup, network configuration, and basic software or hardware troubleshooting
- Maintain clear documentation, follow-up cadence, and customer satisfaction standards
What You Need
- High school diploma or GED
- 2–3 years of customer-facing support experience
- 1–2+ years of mortgage industry experience
- 6+ months experience navigating Octane or equivalent LOS experience
- 6+ months experience with remote desktop tools and help desk platforms (Zendesk, Freshdesk, or similar)
- Working knowledge of mortgage terms, documents, and end-to-end loan process
- Broad knowledge in at least one functional support category (e.g., Closing, Appraisal Desk, Transaction Management)
- Intermediate Microsoft Word and Excel skills
- Strong communication, organization, and problem-solving skills in a fast-paced environment
- Ability to multitask, manage large volumes, and maintain discretion with sensitive information
Benefits
- Full benefits beginning the first day of the month following your start date (Medical, Dental, Vision, Life, Disability, and more)
- Generous PTO plus major holidays
- 401(k) with 50% match beginning the first of the month after 30 days of employment
- Growth opportunities in a stable, expanding company with modern mortgage tech
If you’re ready to own the ticket, solve the problem, and keep the borrower experience clean and confident, this is your lane.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 30, 2025 | Uncategorized
This is a real senior DevOps / cloud infrastructure seat. Heavy AWS, IaC, CI/CD, observability, security, and you’re expected to lead and mentor, not just “keep the lights on.”
About Cardinal Financial
Nationwide mortgage lender with proprietary LOS tech (Octane). Regulated environment, so security and uptime are not optional.
Schedule
- Remote
- CI/CD + production releases, including occasional off-hours deployments
- Cross-team work with Architecture, Dev, and business stakeholders
What You’ll Do
- Architect AWS infrastructure that’s scalable, secure, cost-aware
- Build and maintain CI/CD (GitHub Actions, Jenkins) across environments
- Own releases to production and QC, sometimes off-hours
- Monitoring/logging/alerting with AWS tools (CloudWatch, X-Ray, CloudTrail, Systems Manager)
- Lead infra projects: capacity planning, DR, security compliance
- Mentor junior engineers and raise DevOps practice maturity
- Troubleshoot across the stack (network to app performance)
- Tighten IAM, security groups, segmentation, compliance for financial services
- Cost optimization: right-sizing, RIs, architectural improvements
- Document everything: runbooks, operational procedures
What You Need
Required
- 8+ years infra/DevOps/cloud, 3+ on AWS
- Terraform and/or CDK (IaC)
- CI/CD ownership (GitHub Actions, Jenkins, similar)
- Containers: Docker + Kubernetes/EKS
- Scripting (Python/Bash) and they also call out Java
- Networking + systems + security fundamentals
- Remote collaboration chops
- Comfortable using AI tools for productivity
Preferred
- AWS certs (SA, DevOps)
- Regulated industry experience
- Deep AWS-native observability (CloudWatch/X-Ray/SSM/AWS Config)
- RDS/DynamoDB/Aurora
- Serverless (Lambda/API Gateway/Step Functions)
- Security tooling (GuardDuty/Security Hub/Inspector)
- Cost tools (Cost Explorer/Trusted Advisor/Compute Optimizer)
Pay range
My straight take
- If your background is true infra/DevOps/SRE with AWS + Terraform + pipelines + incident response, this is a solid fit and the pay band is legit.
- If your experience is more “app developer who has deployed some stuff,” you’ll get exposed fast. This role assumes you can design the platform, not just operate it.
- The “off-hours deployments” line means they’re still doing some controlled releases that may not be fully hands-off yet. Not a red flag, but it’s a signal.
Action move
If you’re applying, I’ll tailor a tight resume summary + bullet rewrites to match their keywords (AWS, Terraform/CDK, GitHub Actions/Jenkins, EKS, IAM, DR, cost optimization, runbooks). Paste your current resume bullets for your last 2 roles and I’ll refactor them into “Cardinal language” without fluff.
Happy Hunting,
~Two Chicks…
by Terrance Ellis | Dec 30, 2025 | Uncategorized
If you like turning messy business questions into clean dashboards, automated alerts, and “here’s the answer” data, this role is built for you. You’ll partner with stakeholders across the company to streamline reporting, automate manual work, and ship analytics that actually move the mortgage business forward.
About Cardinal Financial
Cardinal Financial is a nationwide direct mortgage lender focused on delivering a better borrower and partner experience through strong service and proprietary technology, including the Octane platform.
Schedule
What You’ll Do
- Build automated alerts, system updates, and dynamic dashboards that support strategic decision-making
- Use programming to automate manual processes across the organization
- Partner with stakeholders to define data terms and ensure reporting matches business expectations
- Help develop data pipelines and transformations that power dashboards, reporting, and analytics
- Own your work end-to-end: prioritization, stakeholder specs, status updates, coding, and documentation
What You Need
- Bachelor’s degree in Computer Science, Data Science, Engineering, Math, Statistics, or related field
- 1–3 years of experience with Python, SQL, and/or JavaScript/TypeScript
- 1–3 years of experience with at least one BI tool (Tableau, Power BI, Looker, etc.)
- Strong communication skills with stakeholders at all levels (requests, discrepancies, user support)
- Comfort working with data warehouse concepts and table structures
- Ability to write and maintain code across multiple languages
- Enjoys ownership, learning, and thoughtful debate in a high-impact team
Nice to Have
- Financial services or mortgage lending experience
- Experience with webhooks and APIs
- Palantir Foundry experience
- Experience evaluating/optimizing large language models and writing high-impact prompts for NLP work
Benefits
- Full benefits starting the first day of the month after your start date (medical, dental, vision, life, disability, and more)
- Generous PTO plus major holidays
- 401(k) with 50% match beginning the first of the month after 30 days
- Expected base salary range: $83,000–$116,000 (based on experience and qualifications)
This is a legit “build and automate” BI role, not a spreadsheet babysitter. If that’s your lane, swing.
Happy Hunting,
~Two Chicks…
